Finance apps fight hard for new customers, which makes their referral programs some of the most beginner-friendly around — conditions are usually “order a card” or “make a deposit” rather than trading volume. Brands here include Revolut, Wise, Trading 212 and Robinhood, and the reward shapes vary: flat cash bonuses, free shares, or fee-free transfers. Each has its own catch, so read the steps on the code before signing up — a Revolut bonus might need a card payment, a Trading 212 reward needs a deposit, and some offers are region-locked. Every code below carries a “% worked” score reported by people who actually used it, so you're not guessing whether an offer still pays. Offers are ranked by community votes and confirmations, and dead campaigns get pushed down as soon as users report they've stopped working.
Revolut referral codes reward both you and a friend when they open and activate a new account. Use a verified Revolut invite code below to grab the current sign-up bonus, subject to Revolut's terms.
Robinhood referral links give new users a free stock when they sign up and link a bank account. Claim a verified Robinhood invite below for the current reward, subject to Robinhood's terms.
Trading 212 is a commission-free stock and ETF broker, and its referral program gives new users a free share after they sign up, verify and deposit. Claim a verified Trading 212 invite below for the current offer, subject to Trading 212's terms.
Free stock just for opening an account. Sign up via the link Deposit at least €1 Get random share worth €8–€100 Sell anytime, cash out in 30 days
https://www.trading212.com/invite/4DpLOo9Y6go
Free crypto for opening an EU account. Sign up via the link Deposit €50 Withdraw straight
https://join.robinhood.com/eu_crypto/arnasv-0b7c031/
Sign up using the referral link Deposit funds Make 3 purchases of at least €5 each Order a physical card.
https://revolut.com/referral/?referral-code=arnasf2w!JUL1-26-AR-H3&geo-redirect
Compare the reward, region, requirements and worked percentage. The best Finance referral code is the one you can actually qualify for, not only the one with the biggest headline number.
Most Finance bonuses are paid only after a qualifying action such as verification, deposit, purchase, trade, completed ride or delivered order. Read the terms on each code before signing up.
Brands change referral campaigns often. Region limits, expired campaigns and missed requirements are the most common reasons a code stops paying, so recent worked reports matter.